Calvin A. Younger is Senior Vice President, Real Estate Finance - Canada, Business and Corporate Banking at CIBC. Mr. Younger was previously Senior Vice President, National Business, Business Banking. Prior to joining CIBC in 2001, he was a partner with Ernst & Young LLP and Managing Partner, Ernst & Young Kenneth Leventhal - Canada, the firm’s real estate subsidiary. Prior to that, Mr. Younger has held a variety of executive positions with Deutsche Bank Canada. He holds Bachelor of Commerce degree from Trinity College, U of T and a MBA from Schulich School of Business, York U. Mr. Younger is actively involved in several industry and community organizations. He serves as a sessional lecturer at Rotman School of Management, U of T, teaching “Real Estate Finance and Investment”.